A peacock in need of roadside assistance? Only with ACV do your feathers always stay smooth!
13. June 2024
Money doesn’t grow on trees, after all….
27. June 2024A peacock in need of roadside assistance? Only with ACV do your feathers always stay smooth!
13. June 2024Money doesn’t grow on trees, after all….
27. June 2024More than just four walls:
The new home contents insurance plan covers everything!
We have revised our home insurance plan and now offer improved options to meet the changing needs of our customers.These new options were developed to better meet the individual needs of customers.Here you'll learn about the benefits of the new plans and why they might be just right for you.
What's new in the 2024 Home Contents Insurance Plan?
Expanded coverage in all plans: Basic Plan: This plan now offers affordable basic coverage that can be purchased online via the “meineDEVK” platform and includes protection against damage caused by rain, snow, and meltwater up to €500, theft from the vehicle up to €250, and even a “meal voucher” of up to €50 in the event of kitchen appliance failure. Comfort Plan: The previous Premium Plan is now the new Comfort Plan and includes numerous benefits, such as higher compensation limits and coverage for phishing-related losses of up to €500, as well as for check and credit card fraud of up to €1,000. Premium Plan: This plan offers the most comprehensive coverage, with new benefits such as theft protection for tablets even outside your home or on campus, and increased coverage for household belongings in second homes or those belonging to relatives in nursing homes. Apartment buildings and shared living arrangements: A new feature is that apartment buildings up to 250 square meters in size and with up to three residential units can now also be insured. Rooms in shared apartments measuring up to 30 square meters can now also be insured.
Special Rates for Special Needs
1. Bicycle protection redefined: In addition to its general home contents insurance rates, DEVK has also improved its bicycle coverage: Parts Theft: Saddles, wheels, handlebars, and batteries are now covered. Bicycle Comprehensive Insurance: Up to €10,000 per bike, with no deductible.
2. Natural Disaster Protection: Although coverage for natural disasters such as floods or earthquakes is not included as standard, this important additional coverage can be added on an individual basis.A significant change is the introduction of natural disaster insurance in two categories—flooding and heavy rain—with the option to waive deductibles for an additional premium. This coverage now also includes flooding onto balconies, loggias, and rooftop terraces.
3. Flat-Rate Home Contents Insurance:Ideal for your garden, vacation home, tiny house, or stationary trailer. This plan offers coverage of up to 10,000 euros for just 60 euros a year.
4. Electrical Safety Guide: Expands the standard electronic equipment insurance policy to include additional benefits and higher coverage limits, providing a longer warranty period and more comprehensive protection for electronic devices.The new Electrical Protection Plan Plus covers all appliances for a monthly premium starting at just 4.50 or 5.75 euros per month.
Why These Changes Are Important
These updates not only reflect DEVK's commitment to innovative insurance solutions, but also address the specific needs of various customer groups – from young families in the city to retirees living in commuter apartments. With its new pricing system, DEVK ensures that every customer receives the right coverage for their home and valuable possessions.
Have you switched to the new home insurance plan yet?
No?Then book an appointment with us below!