Privacy Policy

The operators of this website take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with applicable data protection laws and this Privacy Policy.

As a general rule, you can use our website without providing any personal information. To the extent that personal information (such as your name, address, or email address) is collected on our website, this is always done on a voluntary basis whenever possible. This information will not be disclosed to third parties without your express consent.

Please note that data transmission over the Internet (e.g., when communicating via email) may be subject to security vulnerabilities. It is not possible to completely protect data from access by third parties.

Data Security

We disclose the personal data collected and processed on our website to third parties only on a case-by-case basis, when necessary to fulfill a legal basis (e.g., consent or the protection of legitimate interests). In addition, we may disclose personal data to third parties on a case-by-case basis if this serves to assert, exercise, or defend legal claims. Potential recipients may include, for example, law enforcement agencies, attorneys, auditors, courts, etc.

Recipients of your personal data may include service providers that we need to ensure the functionality of our website. The processing of orders by these service providers is carried out in accordance with Article 28 of the GDPR.

Cookies

Some of the web pages on this site use so-called cookies. Cookies do not harm your computer and do not contain viruses. Cookies are used to make our website more user-friendly, effective, and secure. Cookies are small text files that are stored on your computer and saved by your browser.

Most of the cookies we use are so-called “session cookies.” They are automatically deleted at the end of your visit. Other cookies remain stored on your device until you delete them. These cookies allow us to recognize your browser the next time you visit.

You can configure your browser to notify you when cookies are set, to allow cookies only on a case-by-case basis, to block cookies in specific cases or generally, and to enable the automatic deletion of cookies when you close your browser. If you disable cookies, the functionality of this website may be limited.

Server Log Files

The provider of this website automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These include:

  • Browser Type/Browser Version
  • Operating system used
  • Referrer URL
  • Hostname of the connecting computer
  • Time of the server request

This data cannot be traced back to specific individuals. This data is not combined with data from other sources. We reserve the right to review this data at a later date if we become aware of specific indications of unlawful use.

Contact Form

If you submit inquiries to us via the contact form, we will store the information you provide in the inquiry form—including the contact information you provide there—for the purpose of processing your inquiry and in case of follow-up questions. We will not share this information without your consent.

Newsletter Information

If you would like to subscribe to the newsletter offered on the website, we need your email address as well as information that allows us to verify that you are the owner of the email address provided and that you consent to receiving the newsletter. No other data is collected. We use this data exclusively to send you the requested information and do not share it with third parties.

You may revoke your consent to the storage of your data and email address, as well as their use for sending the newsletter, at any time—for example, by clicking the “Unsubscribe” link in the newsletter.

Privacy Policy for the Use of Google Analytics

This website uses features of the web analytics service Google Analytics. The provider is Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA. Google Analytics uses so-called “cookies.” These are text files that are stored on your computer and enable an analysis of your use of the website. The information generated by the cookie regarding your use of this website is generally transmitted to a Google server in the United States and stored there.

However, if IP anonymization is enabled on this website, your IP address will be truncated by Google within member states of the European Union or in other signatory states to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the United States and truncated there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity, and to provide other services related to website and internet usage to the website operator. The IP address transmitted by your browser as part of Google Analytics is not combined with other data held by Google.

You can prevent cookies from being stored by adjusting your browser settings accordingly; however, please note that in this case, you may not be able to use all features of this website to their full extent. You can also prevent Google from collecting the data generated by the cookie and related to your use of the website (including your IP address), as well as from processing this data, by downloading and installing the browser plugin available at the following link: http://tools.google.com/dlpage/gaoptout?hl=de

Google Search Console

We use Google Search Console, provided by Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland.
Google Search Console is used for the technical analysis and optimization of our website’s visibility in Google Search.
We are provided exclusively with aggregated information.
We are unable to link this information to individual website visitors.
This processing is based on our legitimate interest pursuant to Article 6(1)(f) of the GDPR.
Further information on data processing by Google can be found in Google’s Privacy Policy.

Privacy Policy for the Use of Facebook Plugins
(Like Button)

Our website incorporates plugins from the social network Facebook, provided by Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA. You can recognize the Facebook plugins by the Facebook logo or the “Like” button on our site. You can find an overview of the Facebook plugins here: http://developers.facebook.com/docs/plugins/.

When you visit our pages, the plugin establishes a direct connection between your browser and the Facebook server. This informs Facebook that you have visited our site using your IP address. If you click the Facebook “Like” button while logged into your Facebook account, you can link the content of our pages to your Facebook profile. This allows Facebook to associate your visit to our pages with your user account. Please note that, as the provider of this website, we have no knowledge of the content of the data transmitted or how Facebook uses it. For more information, please see Facebook’s Privacy Policy at http://de-de.facebook.com/policy.php.

If you do not want Facebook to be able to associate your visit to our pages with your Facebook account, please log out of your Facebook account.

Privacy Policy for the Use of Twitter

Our website incorporates features from the Twitter service. These features are provided by Twitter Inc., 1355 Market Street, Suite 900, San Francisco, CA 94103, USA. When you use Twitter and the “Retweet” feature, the web pages you visit are linked to your Twitter account and made known to other users. Data is also transmitted to Twitter in the process. Please note that, as the provider of this website, we have no knowledge of the content of the transmitted data or how Twitter uses it. For more information, please see Twitter’s Privacy Policy at http://twitter.com/privacy.

You can change your privacy settings on Twitter in your account settings at http://twitter.com/account/settings.

Privacy Policy for the Use of Google +1

Our website uses Google +1 features. The provider is Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA.

Collection and Sharing of Information: You can use the Google +1 button to share information worldwide. Through the Google +1 button, you and other users receive personalized content from Google and our partners. Google stores both the fact that you have given a +1 to a piece of content and information about the page you were viewing when you clicked +1. Your +1s may appear as recommendations, along with your profile name and photo, in Google services—such as in search results or on your Google Profile—or in other places on websites and in ads across the web. Google records information about your +1 activity to improve Google services for you and others. To use the Google +1 button, you need a public Google profile that is visible worldwide and must include at least the name you selected for that profile. This name is used across all Google services. In some cases, this name may also replace another name you used when sharing content through your Google Account. The identity of your Google profile may be displayed to users who know your email address or have other identifying information about you.

Use of the Collected Information: In addition to the purposes described above, the information you provide will be used in accordance with Google’s applicable privacy policies. Google may publish aggregated statistics about users’ +1 activity or share them with users and partners, such as publishers, advertisers, or affiliated websites.

Privacy Policy for the Use of Instagram

Our website incorporates features from the Instagram service. These features are provided by Instagram Inc., 1601 Willow Road, Menlo Park, CA 94025, USA. If you are logged into your Instagram account, you can link the content on our pages to your Instagram profile by clicking the Instagram button. This allows Instagram to associate your visit to our pages with your user account. Please note that, as the provider of this website, we have no knowledge of the content of the data transmitted or how Instagram uses it.

For more information on this, please see Instagram's Privacy Policy: http://instagram.com/about/legal/privacy/

Privacy Policy for the Use of LinkedIn

Our website uses features provided by the LinkedIn network. The provider is LinkedIn Corporation, 2029 Stierlin Court, Mountain View, CA 94043, USA. Each time you access one of our pages that contains LinkedIn features, a connection is established with LinkedIn’s servers. LinkedIn is notified that you have visited our website using your IP address. If you click the LinkedIn “Recommend” button while logged into your LinkedIn account, LinkedIn can associate your visit to our website with you and your user account. Please note that, as the provider of this website, we have no knowledge of the content of the data transmitted or how it is used by LinkedIn.

For more information on this, please see LinkedIn's Privacy Policy at: https://www.linkedin.com/legal/privacy-policy

Privacy Policy for the Use of Pinterest

On our website, we use social plugins from the social network Pinterest, which is operated by Pinterest Inc., 635 High Street, Palo Alto, CA 94301, USA (“Pinterest”). When you visit a page that contains such a plugin, your browser establishes a direct connection to Pinterest’s servers. In doing so, the plugin transmits log data to Pinterest’s servers in the U.S. This log data may include your IP address, the addresses of the websites you have visited that also contain Pinterest features, your browser type and settings, the date and time of the request, how you use Pinterest, and cookies.

For more information on the purpose, scope, and further processing and use of your data by Pinterest, as well as your rights in this regard and options for protecting your privacy, please refer to Pinterest's Privacy Policy: https://about.pinterest.com/de/privacy-policy

Privacy Policy for the Use of Xing

Our website uses features from the XING network. The provider is XING AG, Dammtorstraße 29-32, 20354 Hamburg, Germany. Every time you visit one of our pages that contains XING features, a connection is established to XING’s servers. To the best of our knowledge, no personal data is stored in the process. In particular, IP addresses are not stored, nor is user behavior analyzed.

For more information on data protection and the Xing Share button, please see Xing’s Privacy Policy at https://www.xing.com/app/share?op=data_protection

Privacy Policy for the Use of YouTube

Our website uses plugins from YouTube, a service operated by Google. The operator of the site is YouTube, LLC, 901 Cherry Ave., San Bruno, CA 94066, USA. When you visit one of our pages that includes a YouTube plugin, a connection is established to YouTube’s servers. This informs the YouTube server which of our pages you have visited.
If you are logged into your YouTube account, you allow YouTube to associate your browsing activity directly with your personal profile. You can prevent this by logging out of your YouTube account.

For more information on how user data is handled, please see YouTube's Privacy Policy at https://www.google.de/intl/de/policies/privacy

Access, Deletion, Blocking

You have the right at any time to receive, free of charge, information about your stored personal data, its origin and recipients, and the purpose of the data processing, as well as the right to have this data corrected, restricted, or deleted. For this and any other questions regarding personal data, you may contact us at any time at the address provided in the legal notice.

Storage and Disclosure of Health Information

In life, health, and accident insurance, we may need to handle health data and other data protected under Section 203 of the Criminal Code. This requires your consent or a waiver of confidentiality. You can view the relevant documents on our information page regarding the consent form and waiver of confidentiality. There you will also find a list of service providers that may act on behalf of DEVK insurance companies in connection with the insurance policies mentioned above.

Opting Out of Marketing Emails

We hereby object to the use of contact information published in compliance with the legal requirement to provide a site notice for the purpose of sending unsolicited advertising and informational materials. The operators of this website expressly reserve the right to take legal action in the event of the unsolicited transmission of advertising information, such as through spam emails.

Source: eRecht24

Information on the Processing of Personal Data by AWT Finanz GmbH

Purpose of Data Processing

Comprehensive advice and support regarding insurance and financial matters can only be guaranteed through , the sharing of personal and lead data, and contact by telephone and/or email. This enables our employees to continue providing you with up-to-date and comprehensive advice in the future. The controller responsible for the processing of personal data is AWT Finanz GmbH, , Manteuffelstr. 14a, 12103 Berlin.

Legal Basis for Data Processing

The legal basis for the provision of our services and the implementation of pre-contractual measures is Article 6(1)(b) of the GDPR, as well as Article 6(1)(a) in conjunction with Article 7 of the GDPR for the purpose of obtaining consent.

We process personal data (e.g., name, address, date of birth, marital status, etc.) and customer acquisition data (e.g., phone number, email address, third-party contract data, loans, etc.).

Rights of Data Subjects

You have the right to request confirmation as to whether the relevant data is being processed, as well as access to that data, further information, and a copy of the data in accordance with Article 15 of the GDPR.

Pursuant to Article 16 of the GDPR, you have the right to request that data concerning you be completed or that inaccurate data concerning you be corrected.

Pursuant to Article 17 of the GDPR, you have the right to request that the relevant data be erased without delay; alternatively, pursuant to Article 18 of the GDPR, you have the right to request that the processing of the data be restricted.

You have the right to request that we provide you with the personal data concerning you that you have provided to us, in accordance with Article 20 of the GDPR, and to request that we transfer that data to other data controllers.

Furthermore, pursuant to Article 77 of the GDPR, you have the right to file a complaint with the competent supervisory authority.

Deletion of Data

The data we process will be deleted or its processing restricted in accordance with Articles 17 and 18 of the GDPR. The data we store will be deleted as soon as it is no longer necessary for its intended purpose and there are no legal retention requirements preventing its deletion. If the data is not deleted because it is required for other, legally permissible purposes, its processing will be restricted.

This means that the data will be restricted and will not be processed for other purposes. This applies, for example, to data that must be retained for commercial or tax purposes.

In accordance with German law, records must be retained for 10 years.

WhatsApp Customer Service - Privacy Policy

WhatsApp is a service provided by WhatsApp Inc., which is part of Meta Platforms, Inc. AWT Finanz GmbH uses this external application exclusively as a service channel. AWT Finanz GmbH is in no way responsible for the content and data shared, uploaded, and processed via WhatsApp outside of AWT Finanz GmbH’s own network. WhatsApp’s privacy policy applies here.

Please read WhatsApp's Privacy Policy (https://www.whatsapp.com/legal/) carefully before using WhatsApp. By using WhatsApp, you automatically agree to these policies.

When you send us a message via WhatsApp, you are providing us with your phone number. We use this number solely for communicating with you via WhatsApp, and we use the chat content solely to process your request.

Please note, however, that WhatsApp’s Terms of Service—over which we have no control—apply: When you install and use WhatsApp on your cell phone, you agree to WhatsApp’s Terms of Service. These terms include, among other things, granting WhatsApp Inc. access to your phone number and the contacts stored on your phone. For questions of a personal or confidential nature (i.e., involving personal data), please provide an email address or phone number for further correspondence, as we do not answer such questions via WhatsApp.

AWT Finanz GmbH will never ask you to share personal information with us via WhatsApp. If we do need your information, a member of our staff will let you know how to share it with us, such as through a secure online chat.

If you have any further questions regarding data protection at AWT Finanz GmbH, you can contact the Data Protection Officer at AWT Finanz GmbH at any time. You can find the contact information for the Data Protection Officer at www.awtfinanz.de/datenschutz.