Why Private Long-Term Care Insurance Is Essential – A Guide to Private Planning
11. July 2024
Sick on Vacation
9. August 2024Why Private Long-Term Care Insurance Is Essential – A Guide to Private Planning
11. July 2024Sick on Vacation
9. August 2024For a radiant smile that won't break the bank
The Need for Private Retirement Savings
These days, public health insurance plans cover only a fraction of the actual costs of dental prosthetics and dental treatments, which means that the out-of-pocket costs can skyrocket. This is one of the reasons why supplemental health insurance is becoming increasingly important.
DEVK offers various plans that cover both basic and comprehensive dental treatments and dental prosthetics.For example, DEVK's plans cover up to 100% of the costs for standard care, including high-quality dentures and implants, depending on the plan selected. In this regard, no annual limits apply even in the first year of coverage, which can provide enormous financial relief, especially in the case of unexpected dental treatments.
From eyeglasses to global coverage—More than just dental services
A major advantage of supplemental health insurance plans is that they include benefits that go beyond basic dental care. For example, the basic plans include, among other things, subsidies for eyeglasses and contact lenses and international travel health insurance that provides worldwide coverage for illness and accidents while traveling, including medically necessary repatriation. Not only are traditional medical treatments supported, but also alternative treatments and preventive health care. DEVK reimburses costs for naturopathic treatments and physical therapy, such as massages and physical therapy sessions.
The Benefits of DEVK's Supplemental Health Insurance
- High reimbursement rates: Reimbursement of up to 100% of the total cost of dental prosthetics and dental treatments, with no annual caps!
- Reimbursement of the full invoice amount: Unlike many other insurers, which reimburse only the difference after the statutory health insurance provider has made an initial payment, DEVK calculates the reimbursement based on the total invoice amount. This results in a significantly higher payout and minimizes the insured person’s out-of-pocket expenses.
- Stable Premiums Without Age Reserves: DEVK does not set aside age reserves, which results in consistently affordable and stable premiums and enables policyholders to plan their finances with confidence.
- Inclusion of Reimbursements for Eyeglasses and Contact Lenses: DEVK’s supplemental dental insurance plans also offer reimbursements for vision aids, which is not common with many other supplemental dental insurance plans.
- Comprehensive International Travel Health Insurance: The plans include international travel health insurance as standard, providing worldwide coverage for illness and accidents while traveling, including medically necessary repatriation.
No waiting period for Bahn-BKK members!
As a member of the statutory health insurance plan, Bahn-BKK, you’ll skip the wait for dental prosthetics and dental treatments.
Switch before you sign up for supplemental health insurance to enjoy these benefits!
Locations of Our Insurance Agency in Berlin
Tempelhof Location
- 14a Manteuffelstraße, 12103 Berlin
Lichtenrade Location
- Lichtenrader Damm 31, 12305 Berlin