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19. September 2024International Travel Health Insurance: How to Protect Yourself and Your Loved Ones While on Vacation
The vacation season has begun, and the long-awaited vacation is just around the corner. But now you're facing a situation that no one wants to experience: you or a family member falls ill while on vacation.No one wants to worry about hospital bills while on vacation.Good international travel health insurance takes care of everything—from minor ailments to major medical emergencies. It covers the costs of any treatment you might need while abroad, including unexpected dental procedures to relieve pain. If the situation becomes truly serious, it even covers your return transportation home.
Why is it indispensable?
Statutory health insurance plans often offer no coverage—or only very limited coverage—for stays abroad. In the event of a medical emergency abroad, this could mean that you are left without adequate insurance coverage. International travel health insurance fills this gap and ensures that you are well covered even when you're abroad.
Value for Money
Compared to the potential costs that a medical emergency abroad can incur, the premiums for international travel health insurance are affordable. Premiums for international travel health insurance start as low as as low as €12.90 per year.
An Overview of the Benefits of International Travel Health Insurance
- Worldwide Insurance Coverage: You are covered worldwide while traveling abroad for up to 42 days per trip.
- Comprehensive 100% medical coverage: This coverage includes the costs of medically necessary treatments abroad, both outpatient and inpatient. This also includes pain-relieving dental procedures, simple dental fillings, and repairs to dental prostheses.
- Repatriation: If medically necessary, the insurance will cover the costs of repatriation to the insured person’s home country. This also applies if the expected duration of inpatient treatment abroad exceeds 14 days or if the costs of treatment abroad are higher than the costs of repatriation.
- Repatriation costs in the event of death: Coverage for repatriation to the home country or burial abroad, up to 10,000 euros in Europe and up to 15,000 euros outside Europe.
These benefits make international travel health insurance an indispensable companion for anyone traveling abroad, whether for vacation, work, or extended stays. It protects you from unexpected financial burdens caused by illness or accident and ensures that you are well taken care of in an emergency.

