The DEVK Young Adults Program

For new drivers

You’ve finally gotten your driver’s license—and now you’re thinking about buying your first car? Then the DEVK Young Drivers Program is just right for you.
As a new driver, DEVK offers you especially low premiums, fair terms, and flexible coverage—all without the exorbitant rates typically charged to new drivers.

AWT Finanz GmbH, your DEVK insurance agency in Berlin and Brandenburg, helps you get the best start with auto insurance for young drivers. With the DEVK Young Drivers Program, you get peace of mind, discount benefits, and personalized advice—everything you need to get started on your journey to mobility.

Highlights of the DEVK Young Adults Program

Your benefit with the

DEVK Young Adults Program

– immediately after obtaining a driver's license

Your benefit with the

DEVK Young Adults Program

- Has held a driver's license for 5 years

Our Insurance Team in Berlin

Through ongoing professional development and a variety of educational programs, we consistently ensure a high level of advisory quality. Whether you have questions about auto insurance, home insurance, retirement planning, financing, or investments—we’re the right people to talk to.

See for yourself!

What our customers say

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Why is the DEVK Young Adults Plan worth it?

Many new drivers pay significantly higher insurance premiums at the start—because they don’t yet have a no-claims class (SF class).
With DEVK’s Young Drivers Program, you start immediately at SF 2, as if you’d already accumulated two accident-free years.
This means you benefit from significantly lower premiums from day one, while continuing to build up your own no-claims years at the same time.

DEVK thus provides young drivers with a fair entry point into auto insurance—without exorbitant prices, but with full coverage.
Especially when combined with other DEVK policies, such as personal liability or accident insurance, this results in strong, comprehensive coverage at top rates.

Admission Requirements:

To be eligible for the DEVK Young Adults Program, the following requirements must be met:

  • As the policyholder, you have at least four other policies with DEVK —either on your own or jointly with your spouse or partner, your parents, grandparents, or siblings (excluding auto insurance and international travel health insurance).

  • There must be no prior insurance coverage that counts toward the calculation (i.e., no previous SF class).

Frequently Asked Questions

1. Who is eligible for the Young People Program?
Anyone who has never had auto insurance, even if they obtained their driver's license a long time ago.
2. What is a no-claims class?
A no-claims class (SF class) is a rating system that insurance companies use to reward you for how long you’ve driven without an accident. The longer you go without a claim, the higher your SF class—and the lower your insurance premium.
3. How is holding a driver's license taken into account?
DEVK counts your driver's license as having been held for up to 5 years, even if you've never owned a car.
4. How many policies do I need to purchase, or how many do I already have with DEVK?
To qualify for the higher tier, you must take out or already have at least four additional policies with DEVK.
5. Do I need to have the four DEVK policies myself to qualify for this provision?
No, it's enough if your parents, grandparents, siblings, or spouse have at least four other DEVK policies (excluding auto and international travel health insurance). That way, you can take advantage of the special provision.

How to reach us

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