What does a home insurance policy cover?
Homeowners insurance covers your house and everything that is permanently attached to the building. This includes the roof, walls, windows, and doors, as well as heating systems, plumbing, electrical wiring, and water lines. Permanently installed kitchens and flooring are also covered.
In addition, outbuildings and additions such as garages, carports, or garden sheds, as well as property features such as fences, patios, awnings, or paved areas, are included.
What risks are covered?
e.g., a fire caused by faulty electrical wiring, a chimney fire, a lightning strike, or an explosion in the boiler room
Your washing machine is leaking and damaging the hardwood floor.
A storm rips the roof off, and rain destroys your furnishings.
Damage caused by a flooded basement following heavy rain or a collapsed roof due to heavy snow accumulation
Are there any additional services?
Yes???DEVK???s homeowners insurance offers the following benefits, depending on the plan:
Unlimited coverage for personal liability is included in the Premium plan
Covered up to €30,000
Damage up to €40,000 (Comfort) or including a wallbox (Premium)
up to €250,000 or unlimited with the Premium plan
Up to 36 months of replacement coverage in the event the property becomes uninhabitable, or, alternatively, coverage of loan costs
No risk of reductions in the event of a claim
up to €250,000 or unlimited with the Premium plan
Our Insurance Team in Berlin
Through ongoing professional development and a variety of educational programs, we consistently ensure a high standard of advisory services. Whether you have questions about auto insurance, home insurance, retirement planning, financing, or investments—we’re the right people to talk to.
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What our customers say
Why do I need home insurance?
A home is often the biggest investment you’ll ever make. That makes it all the more important to protect your home against unforeseen risks. Whether it’s a fire, a storm, or water damage—even a single incident can result in five- or six-figure costs. DEVK Homeowners Insurance provides reliable protection and ensures that your home is quickly restored to a livable condition.
Your Benefits with DEVK's "
" Homeowners Insurance
Frequently Asked Questions
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