Personal Liability Insurance in Berlin | Get the Best Coverage Now with AWT

Essential Protection for Everyday Life

A brief moment of inattention—and damage is done . Whether it’s a scratch on your neighbor’s car, a broken cell phone, or an injured person: You’re liable with all your assets.
DEVK personal liability insurance protects you in exactly these kinds of situations— worldwide, around the clock, and starting at just a few euros a month.

An Overview of Our Services

Coverage for bodily injury, property damage, and financial loss

Children Who Are Not Criminally Liable Are Also Covered

Damage to Rental Property

Whether you accidentally injure someone or damage their property—DEVK will cover valid claims and defend against unfounded ones.

Up to 50,000 € with the Comfort plan, and up to 250,000 € with the Premium plan— without any review of supervisory obligations.

Lost your keys or damaged the sink in your rental apartment? No problem??? you could be reimbursed up to ???50,000.

Bad Debt Insurance

Protection in Cases of Acts of Courtesy

Lost keys—including those provided by the employer

If the person responsible cannot pay, Let's jump right in—legal protection included.

We’ll cover you even if something goes wrong while you’re helping—up to €50,000 with the Premium plan.

Did you lose a key provided for work purposes? No problem: With the Comfort and Premium plans, DEVK will cover up to 50,000 euros for the replacement of the locking system.

Schedule an appointment now

MobilPLUS – Extra Protection for Everyone Who Wants to Stay Flexible on the Go

Whether it’s carsharing, rental cars, or borrowed vehicles: With the MobilPLUS add-on, you’re fully covered even when you’re not driving your own car— for just 3 € a month in addition to your DEVK personal liability insurance!

Your benefits with MobilPLUS:

Coverage for Damage During Loading and Unloading
Damage caused while refueling or opening the car door
Lost Keys for Rented Vehicles
Coverage of the Comprehensive Insurance Deductible for Car Sharing
Cleaning & Maintenance of Rented Vehicles
Downgrade Protection for Leased Vehicles

Our Insurance Team in Berlin

Team der AWT Finanz GmbH – DEVK Versicherungsagentur Berlin

Through ongoing professional development and a variety of educational programs, we consistently ensure a high level of advisory quality. Whether you have questions about auto insurance, home insurance, retirement planning, financing, or investments—we’re the right people to talk to.

See for yourself!

Meet the Team

What our customers say

    
 
 
         
   dennis engel 
 
 
 
 Trustindex überprüft, ob die Originalquelle der Bewertung Google ist. Angenehme Termin Vergabe, gute Beratung und sehr unkompliziert
  
 
        
   Tine Kali 
 
 
 
 Trustindex überprüft, ob die Originalquelle der Bewertung Google ist. Immer hilfsbereit ohne das Gefühl zu haben was aufgedrückt zu bekommen
  
 
        
   Thomas Clausen 
 
 
 
 Trustindex überprüft, ob die Originalquelle der Bewertung Google ist. Schnell, kompetent und flexibel, wenn möglich auch kulant. Sehr zufrieden!!!
  
 
        
   Petra Bensch 
 
 
 
 Trustindex überprüft, ob die Originalquelle der Bewertung Google ist. Die Mitarbeiter in der Filiale sind sehr kompetent und immer freundlich. Man wird automatisch kontaktiert, um die Verträge auf den neuesten Strand zu bringen.
  
 
        
   Yvonne Hammami 
 
 
 
 Trustindex überprüft, ob die Originalquelle der Bewertung Google ist. sehr freundlich,kompetent und tolle Räume wo man sich vom ersten Augenblick wohlfühlt
  
 
        
   mîchaela stee 
 
 
 
 Trustindex überprüft, ob die Originalquelle der Bewertung Google ist. Unkomplizierte Beratung, sehr nette Mitarbeiter und alles ging zügig.
  
 
        
   OfficialDunjaH 
 
 
 
 Trustindex überprüft, ob die Originalquelle der Bewertung Google ist. Toller service, nettes Personal
  
 
        
   Renee Alex 
 
 
 
 Trustindex überprüft, ob die Originalquelle der Bewertung Google ist. Super nettes und freundliches Personal. Bis jetzt sehr zufrieden. Kann ich nur weiter empfehlen.
  
 
        
   Anne Dostal 
 
 
 
 Trustindex überprüft, ob die Originalquelle der Bewertung Google ist. Sehr gute Beratung und problemlose Abwicklung im Schadensfall.
Wir sind mit Herrn Herpich mehr als zufrieden. Bei allen Belangen gibt es immer eine rasche Antwort und es wird sich sofort drum gekümmert. Wir fühlen uns bei ihm in den bestem Händen...
  
 
  
  
 
 
   Google Gesamtbewertung 4.8 von 5, basierend auf 208 Bewertungen 
 
    Verifiziert von: Trustindex  Trustindex hat bestätigt, dass diese Bewertungen im Google Unternehmensprofil von DEVK Versicherung: AWT Finanz GmbH veröffentlicht wurden. Mehr erfahren

Why do I need personal liability insurance?

Because even small mishaps can have major consequences???and with us, you ???re not only covered but also receive honest advice. DEVK offers you customized protection for every situation in life, combined with robust benefits, clear terms and conditions, and excellent service.

Your Benefits with DEVK's "
" Personal Liability Insurance

Insurance coverage of up to 100 million euros

Protection in Case of Lost Keys

Coverage for children, partners, people requiring long-term care, au pairs, and many others.

Damage caused while doing a favor (e.g., during a move)

Bad Debt, Including Legal Protection

Mobil Plus Package – Optimal Coverage When Using Rented Vehicles

Schedule an appointment now

Frequently Asked Questions

1. What is personal liability insurance?

Personal liability insurance provides you with financial protection if you cause damage to another person—whether it involves personal injury, property damage, or financial loss. It reviews claims, pays legitimate claims, and defends against unfounded ones—even in court.

2. Who can be included in the policy?

Depending on the plan, the following are covered: Spouses or domestic partners, children (until the end of their first course of education or up to age 30), family members in need of long-term care—including those in long-term care facilities, au pairs and exchange students living in the household (up to age 21), and family members living in the same household

3. Does this protection also apply abroad?

Yes! DEVK's liability insurance is valid worldwide—for up to 5 years abroad, depending on the plan. Within the EU, it's even valid indefinitely.

4. How much does personal liability insurance cost?

Premiums depend on your plan and your personal circumstances. Starting at just a few euros a month, you’re fully covered with the Basic plan. The Comfort and Premium plans offer expanded coverage—for example, in the event of lost keys or side jobs.

5. How quickly does DEVK process claims?

Claims are generally processed very quickly and reliably—often within a few business days after we receive all the necessary documents. Plus, our 24-hour service is here for you.

How to reach us

Choose the contact method that suits you best.

Service hotline
Do you have any questions? Then give us a call:
+493066643222

Video appointment or telephone consultation
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