Better Health Protection—Tailored to Your Needs

Statutory health insurance only covers basic care—you’ll have to pay for many things yourself. With DEVK’s supplemental health insurance, you can close these gaps and secure significant benefits: better hospital care, generous subsidies for dental prosthetics, coverage for eyeglasses and preventive care, as well as travel protection. This way, you can enjoy the comforts of private patient care without giving up the security of statutory health insurance.

An Overview of Our Services

Mouthguard

Eyewear & Preventive Care Services

Supplemental Hospital Insurance

Travel & Overseas Coverage

Immediate coverage with no waiting period

For individuals with statutory health insurance through Bahn-BKK or employees of Deutsche Bahn, the usual waiting period is waived entirely; the supplemental coverage takes effect immediately upon the start of the contract.

Our Insurance Team in Berlin

Through ongoing professional development and a variety of educational programs, we consistently ensure a high level of advisory quality. Whether you have questions about auto insurance, home insurance, retirement planning, financing, or investments—we’re the right people to talk to.

See for yourself!

What our customers say

Why do I need supplemental health insurance?

With supplemental insurance, you can fill gaps in your statutory health insurance coverage, for example, for dental prostheses or eyeglasses.
In the hospital, you’ll enjoy private patient benefits such as treatment by the chief physician or a comfort room.
High out-of-pocket costs for dental care, vision aids, or long-term care are reduced—you remain financially protected.
You can flexibly tailor your preventive care plan to your specific needs.

Your Benefits with DEVK’s “
” Supplemental Health Insurance

Comprehensive Protection

fills gaps in coverage under the public health insurance plan

Strong Teeth & Clear Vision

Generous subsidies for dental prosthetics, dental treatment, and eyeglasses

Comfort for Private Patients

Treatment by the Chief Physician and Single/Double Rooms

Financial Relief

Lower out-of-pocket costs for expensive treatments

Frequently Asked Questions

1. Who can purchase supplemental insurance?
In principle, anyone with statutory health insurance can apply for supplemental insurance. It is particularly attractive for those insured through Bahn-BKK or employees of transportation companies, as there are no waiting periods in these cases.
2. What areas can I insure?
You can choose from various coverage options: dental coverage, supplemental hospital coverage, eyeglass and preventive care coverage, international travel health insurance, long-term care coverage, and income protection.
3. How much does it cost?
Premiums depend on the plan you choose, the scope of coverage, and your age. You can get supplemental insurance starting at just a few euros a month.
4. Are alternative therapies also covered?
Yes, depending on the plan, DEVK covers a portion of the costs for naturopathic treatments and services provided by alternative practitioners—up to 80% of the bill.
5. Can I adjust my supplemental insurance later?
Yes, depending on your plan, you can expand or change your coverage if your needs change—for example, when you start a family or your retirement planning needs increase.

How to reach us

Choose the contact method that suits you best.

  • Service hotline
    Do you have any questions? Then give us a call:
    +493066643222
  • Video appointment or telephone consultation
    Book your free video or telephone appointment now:
    Book an appointment
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    Simply scan the QR code with your cell phone and write to us directly.

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