What is covered by home contents insurance?
The policy covers all your personal household belongings ???that is, everything in your home that can be moved: furniture, clothing, appliances, valuables, etc.
DEVK protects you against damage caused by fire, burglary, water damage, storms, hail, vandalism following a break-in, and, optionally, natural hazards.
What risks are covered?
A short circuit sets your living room on fire—the damage will be covered.
Your washing machine is leaking and damaging the hardwood floor.
A storm rips the roof off, and rain destroys your furnishings.
After a break-in, jewelry and a laptop are missing—or everything has been ransacked.
During heavy rain, water seeps into the basement and ruins your furniture.
While cleaning, the glass door in the living room breaks—DEVK covers the cost of replacement.
Are there any add-on modules?
Yes???DEVK???s home contents insurance can be expanded on a modular basis, for example, by adding:
The policy covers damage caused by power surges, short circuits, induction, material defects, operator error, and much more.
For example, for televisions, washing machines, refrigerators, and laptops— devices up to 6 years old.
Depending on the selected coverage amount (e.g., €1,000 → approx. €20/year)
Valid worldwide and around the clock, even outside the home.
24/7 emergency service for issues such as clogged pipes, heating system failure, power outages, and lost keys
Includes arranging and covering the costs of service providers (e.g., locksmiths, plumbers)
Our Insurance Team in Berlin
Through ongoing professional development and a variety of educational programs, we consistently ensure a high standard of advisory services. Whether you have questions about auto insurance, home insurance, retirement planning, financing, or investments—we’re the right people to talk to.
See for yourself!
What our customers say
Why do I need home contents or glass insurance?
Because your home is worth more than you think.
Imagine a fire destroying your furnishings, a break-in stealing your electronics and keepsakes—or the large glass door in your living room shattering while you’re cleaning. Damage like this can cost several thousand euros.
With a home contents insurance policy , your belongings will be replaced at their new value – whether furniture, clothing, electronics or valuables.
Glass insurance supplements the protection and covers the costs in case of breakage of windows, ceramic hobs, glass doors or shower cubicles – even in case of your own fault.
Your Benefits with DEVK's "
" Home Contents and Glass Insurance
Frequently Asked Questions
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