's Professional Liability Insurance for Train Conductors

Safety in the Railroad Industry—for Employees and Self-Employed Individuals in the Railroad Industry

  • Coverage for personal injury, property damage, and financial loss
  • Protection against recourse claims by the respective rail carrier
  • Special Rates for Railroad Employees and Union Members
Schedule a consultation
Request More Information
Schedule a consultation
Request More Information
Berufshaftpflicht für Lokführer

Why Professional Liability Insurance
Makes Sense for Train Engineers

Train engineers shoulder a great deal of responsibility every day. Accidents can happen quickly—but who handles the claims process when they do? Rely on DEVK as an experienced partner in the rail industry, and you’ll never have to worry about claims again.

Your Benefits at at a Glance

Comprehensive coverage under the "
" program

Injury on the Job?
We'll review your claims!

Trade Union
Benefits

Do additional premium discounts sound good? Discounts for EVG and GDL members.

Right of recourse?
Resolved.

You're protected in case of an emergency,
because we'll defend you against unjustified claims.
Schedule a consultation
Request More Information

Our team is always there for you—

Team der AWT Finanz GmbH – DEVK Versicherungsagentur Berlin

For us, personalized advice on an equal footing is more than just a promise—it's part of our DNA. Our advisors not only know how insurance works, but—more importantly—what it means for you as a train driver. They understand your day-to-day work and speak your language. We think that’s important!

No matter what questions you have—we'll take the time to help you.

Feel free to contact our service hotline or use our contact form to request a callback.

Service Hotline

030 666 43 225
 

Service Hotline

030 666 43 225
 
parallax background

What the professional liability insurance from
offers you as a train operator

DEVK’s professional liability insurance protects you—whenever you make a mistake in your day-to-day work. For example, if you misinterpret a signal, or if you overlook a schedule. And, of course, if you cause damage while shunting. After all, someone has to pay for it, right?

Insurance coverage also applies in the event of organizational misunderstandings or oversights.

An Overview of the Specific Services

Whether they’re employees or self-employed, train operators bear a great deal of responsibility. DEVK’s professional liability insurance reliably protects you from the financial consequences of professional errors and claims for recourse.

For employed train drivers

Despite having permanent positions, employed train drivers bear a high level of responsibility—and are personally liable in certain cases. DEVK’s professional liability insurance offers targeted protection in these situations.

Indemnification
Protection against recourse claims by the employer.
Organizational errors
Protection against organizational errors, such as mishandled hand-offs or incorrectly executed instructions.
Coverage
Coverage for bodily injury and property damage.

For self-employed train drivers

Anyone who works for rail companies on a self-employed basis bears the full business risk—DEVK’s professional liability insurance provides support with the following benefits.

Operational Security
Liability coverage for operational errors.
Freedom of use
Valid even when clients change. One contract, but flexible coverage for all assignments. Pretty good, right?
Asset Protection
Coverage for financial losses.
Schedule a consultation
Request More Information

Frequently Asked Questions About Professional Liability Insurance

1Who should consider professional liability insurance for train operators?
For all employed and self-employed train operators. It is particularly relevant for anyone who has a high degree of personal responsibility, is regularly involved in train operations, or works for a private railroad company. It also allows career starters and those changing careers to secure their future early on.
2Does this protection also apply to shift work or temporary work?
Yes, the insurance coverage applies regardless of when, where, or for whom you're driving.
3How much does the insurance cost?
The cost depends on several factors, such as your line of work, the scope of coverage you want, and the selected coverage amount. In many cases, you can get coverage for less than €10 a month. We’d be happy to provide you with a personalized quote.
4How is the transaction completed?
It's really easy. You can set up the insurance by phone, online, or via WhatsApp—whichever works best for you.

Advice and Support

Every job is a little bit different—which is why the right insurance coverage isn’t a one-size-fits-all solution. At DEVK, you won’t get off-the-shelf advice, but rather guidance from people who understand the day-to-day realities of working on the railways. Get in touch with us so we can discuss your needs.

Service Hotline

030 666 43 225
Schedule a consultation

What our customers say

Additional Insurance Options for Railroad Employees

Pension Funds

A pension fund is a smart way to plan for retirement. Pension funds are flexible, offer high returns, and provide tax advantages.

Learn More

Supplemental Health Insurance

With supplemental health insurance, you can ensure better coverage for dental care, hospital stays, or vision aids.

Learn more

Legal Expense Insurance

Legal protection insurance helps you assert your rights and supports you in legal disputes.

Learn more