Supplemental Health Insurance –
Private medical treatment at
Hospital with no health questionnaires
Private medical treatment at
Hospital with no health questionnaires
's Supplemental Health Insurance for Railroad Employees
- Personalized Additional Services for Your Health
- Exclusive: DEVK's "BS" Plan for BAHN-BKK Policyholders
- Personalized advice from experienced consultants
That's why supplemental health insurance makes sense for you as a railway employee
Anyone who works for the railroad knows: The job can be quite demanding—both physically and mentally. Unfortunately, statutory benefits don’t always cover everything that’s important in the event of illness or for preventive care. This is exactly where DEVK comes in: with special supplemental insurance plans tailored specifically to the needs of railroad employees. One example is DEVK’s BS plan, which is available exclusively to BAHN-BKK policyholders. This allows you to specifically fill gaps in your coverage. As a result, you’re simply better protected in your day-to-day work life.
Benefits at a Glance
Our team is here to reliably support you at
For us, personalized advice on an equal footing is more than just a promise—it’s part of our DNA. Our advisors not only know how employee insurance works, but—most importantly—what it means for you as a railway employee. They understand your day-to-day work and speak your language. We think that’s important!
No matter what questions you have about supplemental health insurance—we'll take the time to help you.
Feel free to contact our service hotline or use our contact form to request a callback.
Here's what the "
" supplemental health insurance plan
DEVK’s supplemental health insurance provides targeted coverage to complement your statutory health insurance. Of course, what’s covered depends on your plan. But we offer coverage for almost everything—from dental treatment and hospital stays to alternative therapies. You’re also better protected with us when traveling abroad or in the event you need long-term care.
An Overview of the Specific Services
DEVK's BS Plan – Your Extras with BAHN-BKK
Greater Comfort When You're Sick
With the BS plan, you're guaranteed a single or double room—with no copay. This gives you more peace and quiet, privacy, and a better chance to recover when you really need it.
Overview of Additional Services
Vision Aids: Up to 150 € per year for eyeglasses or contact lenses
Cosmetic Dentistry: Up to 600 € every 24 months for teeth whitening and veneers
Contribution by Age Group
| Age Group | Monthly Fee |
|---|---|
| 0–15 years | €4.90 |
| Ages 18–49 | 9.70 € |
| Ages 50–65 | 16.10 € |
| Ages 66–75 | 28.90 € |
| Ages 76 and up | 54.80 € |
The BS plan is available exclusively to BAHN-BKK policyholders, and there is no medical exam required.
Any questions? Schedule an appointment with one of our specialists.
Frequently Asked Questions About Supplemental Health Insurance
Advice and Support
Whether you work directly for Deutsche Bahn, a subsidiary, or another railroad company, our supplemental health insurance is tailored specifically to you and your circumstances. Feel free to give us a call. We’ll provide you with comprehensive, easy-to-understand advice on your options so that, in the end, you get exactly the insurance you want.
What our customers say
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