Pension Fund for Deutsche Bahn Employees
Additional security for your future at Deutsche Bahn through the "
" program
- Easy processing through payroll
- Employer Contribution Subsidy
- Flexible, government-subsidized, and with no health screening required
Why a Pension Fund
Makes Sense for Railroad Employees
As an employee of Deutsche Bahn, you shoulder responsibility every day—above all, for the people you work with and for. But the operations and technology may also be partly in your hands. Without you, things wouldn’t run smoothly—everyone knows that! To ensure your retirement is planned with just as much care and security as you bring to your daily work, there’s the DEVK Pension Fund DB. It was developed specifically for Deutsche Bahn employees and supplements the statutory pension with a solid, company-sponsored supplemental pension plan. This allows you to specifically bridge the retirement income gap.
An Overview of the Benefits
Our Team for Railroad Employees
For us, personalized advice on an equal footing is more than just a promise—it’s part of our DNA. Our advisors not only know how employer-sponsored retirement plans work, but—more importantly—what they mean for you as a railway employee. They understand your day-to-day work and speak your language. We think that’s important!
Whether you have questions about payment options, tax benefits, or how to best structure your supplemental pension—we’ll take the time to help you. We’re reliable, knowledgeable, and approachable.
Feel free to contact our service hotline or use our contact form to request a callback.
As a railway insurer—an agency within the DEVK network—we advise railway employees on suitable solutions related to DBplus and other forms of retirement planning. Our specialization allows us to offer attractive special rates for Deutsche Bahn employees.
DEVK is the employee benefits organization of Deutsche Bahn; we represent DEVK as a DBplus partner. Our DBplus-certified advisors, as part of the DEVK network, are thoroughly familiar with the specific needs and opportunities for railway employees.
Here's what the pension fund does for you
With the DEVK Pension Fund, you can smartly secure additional retirement savings.
A total of €53 is contributed to your retirement plan each month; for most people, the net cost is only €16–18.
Here's the story behind it:
- You invest 30 € of your gross salary in the DEVK pension fund.
- Instead of a separate contract for capital-forming benefits (€13.29), this amount goes directly into the pension fund— and your employer matches it up to €20 per month.
- On top of that, there's a 3 € bonus from the employer.
This option is generally available to employees, trainees, and managers.
An Overview of the Specific Services
Frequently Asked Questions About the Pension Fund
Advice and Support
Our advisors understand the unique demands of your day-to-day work. They’ll personally assist you with any questions you may have. Simply schedule a consultation or contact us via our service hotline. We look forward to hearing from you!
What our customers say
Additional Insurance Options for Railroad Employees
Supplemental Health Insurance
With supplemental health insurance, you can ensure better coverage for dental care, hospital stays, or vision aids.
Learn more
Professional Liability Insurance
Professional liability insurance provides you with reliable protection in the event of errors or misunderstandings in your day-to-day work.
Learn more
Legal Expense Insurance
Legal protection insurance helps you assert your rights and supports you in legal disputes.
Learn more